by Kim Novick | Nov 7, 2019 | Finance, Home Loan, Investment Property, Personal, Specialties, Uncategorized
Looking to refinance your home loan? A valuation is a vital part of the process. So today we’ll look at some ways you can help get your home in tip-top shape. When you refinance to try and get a better deal on your home loan, the lender you’re applying with will...
by Kim Novick | Oct 31, 2019 | Finance, Home Loan, Specialties, Uncategorized
The property price caps in each state have been revealed for the federal government’s new first home buyer scheme. Read on to find out the maximum value of a property you can purchase under the scheme. Imagine buying your first home with a 5% deposit and not having to...
by Paul Heilig | Oct 24, 2019 | Finance, Uncategorized
Got a large, overdue tax debt with the Australian Tax Office (ATO)? Then best listen up, because certain tax debt information can now be reported to credit reporting bureaus (CRBs). A new Australian law means the ATO will be able to disclose the tax debt information...
by Jack Meagher | Oct 17, 2019 | Finance, Personal, Uncategorized
You know that infuriating habit the big banks have of failing to pass on the RBA’s cash rate cuts in full? Well, it’s finally triggered the federal government to order an inquiry into home loan pricing. The inquiry, which is being conducted by the Australian...
by Jack Meagher | Oct 1, 2019 | Finance, Personal, Uncategorized
The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of 0.75%. But will the banks pass on the interest rate cut in full to you? RBA Governor Philip Lowe said this third rate cut in five monetary policy meetings was...
by Jack Meagher | Sep 12, 2019 | Finance, Home Loan, Investment Property, Personal, Specialties, Uncategorized, Wealth Creation
Lending to Aussie households spiked 3.9% in July, the strongest growth seen since October 2014, according to the Australian Bureau of Statistics (ABS). The bumper month follows a 1.9% rise in June 2019, suggesting the tide has finally started to turn in the lending...
by Jack Meagher | Sep 5, 2019 | Personal, Uncategorized
Marge, Marge, the rains are ‘ere! Home prices have recorded their first rise since October 2017, with national dwelling values increasing 0.8% over August, according to the latest CoreLogic report. Housing values across capital cities rose by 1%, with Sydney (1.6%),...
by Paul Heilig | Jul 17, 2019 | Finance, Home Loan, Investment Property, Personal, Uncategorized, Wealth Creation
There are many ways you can pay your mortgage faster and reduce the term of your home loan. You can also potentially save thousands in interest expenses. This week we’re going to look at the benefits of making extra repayments over and above your standard repayments....
by Paul Heilig | Mar 2, 2019 | Finance, Home Loan, Investment Property, Personal, Uncategorized
When it comes to refinancing your home loan, it’s a case of reward vs risk. Let us step you through some of the most common questions and concerns. Refinancing your home loan is the process of either extending or replacing an existing loan with your current financial...
by Jack Meagher | Feb 11, 2019 | Finance, Investment Property, Personal, Uncategorized, Wealth Creation
We all know that choosing the perfect investment and getting the timing right are both critical. What people often overlook, however, is selecting the right investment ownership model. How you own your investment – and with whom – is a decision you’ll want to nail...
