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RBA cuts cash rate, but will the banks pass it on?

RBA cuts cash rate, but will the banks pass it on?

by Jack Meagher | Oct 1, 2019 | Finance, Personal, Uncategorized

The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of 0.75%. But will the banks pass on the interest rate cut in full to you? RBA Governor Philip Lowe said this third rate cut in five monetary policy meetings was...
Has the tide turned? Household lending surges

Has the tide turned? Household lending surges

by Jack Meagher | Sep 12, 2019 | Finance, Home Loan, Investment Property, Personal, Specialties, Uncategorized, Wealth Creation

Lending to Aussie households spiked 3.9% in July, the strongest growth seen since October 2014, according to the Australian Bureau of Statistics (ABS). The bumper month follows a 1.9% rise in June 2019, suggesting the tide has finally started to turn in the lending...
Is the housing market drought finally over?

Is the housing market drought finally over?

by Jack Meagher | Sep 5, 2019 | Personal, Uncategorized

Marge, Marge, the rains are ‘ere! Home prices have recorded their first rise since October 2017, with national dwelling values increasing 0.8% over August, according to the latest CoreLogic report. Housing values across capital cities rose by 1%, with Sydney (1.6%),...
Got a spare pineapple? Pay off your mortgage faster

Got a spare pineapple? Pay off your mortgage faster

by Paul Heilig | Jul 17, 2019 | Finance, Home Loan, Investment Property, Personal, Uncategorized, Wealth Creation

There are many ways you can pay your mortgage faster and reduce the term of your home loan. You can also potentially save thousands in interest expenses. This week we’re going to look at the benefits of making extra repayments over and above your standard repayments....
Floating the idea of refinancing your home loan?

Floating the idea of refinancing your home loan?

by Paul Heilig | Mar 2, 2019 | Finance, Home Loan, Investment Property, Personal, Uncategorized

When it comes to refinancing your home loan, it’s a case of reward vs risk. Let us step you through some of the most common questions and concerns. Refinancing your home loan is the process of either extending or replacing an existing loan with your current financial...
Choosing the right investment ownership model

Choosing the right investment ownership model

by Jack Meagher | Feb 11, 2019 | Finance, Investment Property, Personal, Uncategorized, Wealth Creation

We all know that choosing the perfect investment and getting the timing right are both critical. What people often overlook, however, is selecting the right investment ownership model. How you own your investment – and with whom – is a decision you’ll want to nail...
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