by Jack Meagher | Jul 1, 2022 | Finance, Personal, Uncategorized
One of the things lenders take into consideration when assessing your ability to repay a loan is your credit report. As part of the loan application process, they’ll assess your financial history, including any previous credit applications you’ve made and any payments...
by Jack Meagher | Jun 20, 2022 | Uncategorized
If you’ve never bought property before, you may not understand what stamp duty is. In a nutshell, stamp duty is a tax. It’s not very exciting, but it’s one of those things that goes hand in hand with purchasing a property. Navigating stamp duty can be tricky. In this...
by Paul Heilig | Jun 12, 2022 | Uncategorized
In what was the biggest one-off rate hike in 22 years, this month the Reserve Bank of Australia (RBA) increased the cash rate to 0.85 percent in order to curb skyrocketing inflation. Following the announcement, all of the big four banks passed on the rate increase in...
by Jack Meagher | May 3, 2022 | Personal, Uncategorized
With millions of Australian homeowners likely to be slugged with higher mortgage repayments due to the cash rate hikes, there’s one question on everyone’s lips. Is now a good time to refinance? While it depends largely on your individual situation and goals, there are...
by Jack Meagher | Feb 3, 2022 | Uncategorized
National property prices are predicted to rise by up to 9% in 2022, according to REA Group, but which cities are tipped to lead the way in price growth this year? Let’s take a look. National housing values grew a whopping 22.1% in 2021, and while things are expected...
by Jack Meagher | Jan 26, 2022 | Uncategorized
With all the talk of record-breaking property growth throughout 2021, do you know how exactly your suburb and property type performed? Today we’ll show you how to find out in just a few clicks. You’ve probably heard all the talk of national housing values soaring in...
by Jack Meagher | Jan 5, 2022 | Home Loan, Investment Property, Personal, Uncategorized
National housing values grew 22.1% in 2021, and there are two capital cities and one region in particular that are not ready to slow down just yet. Can you guess where? Happy New Year everyone! To kick off 2022, we’re looking at how the property market performed...
by Jack Meagher | Nov 3, 2021 | Uncategorized
Mortgage holders are facing a sooner-than-expected cash rate rise after the Reserve Bank of Australia (RBA) revised its outlook due to the economy bouncing back strongly from the Delta outbreak. So just how soon can we expect a rate rise? As widely predicted, the RBA...
by Jack Meagher | Oct 7, 2021 | Uncategorized
Some borrowers will soon find it harder to get a mortgage after the banking regulator announced tougher serviceability tests for home loans. So who will they impact most? The Australian Prudential Regulation Authority (APRA) will increase the minimum interest rate...
by Hazel | Oct 5, 2021 | Uncategorized
With house prices going gangbusters in the first half of 2021, is it still a good time to buy property? The majority of investors think so, according to the latest annual survey. And investors have their sights set on one city in particular. The 2021 PIPA Property...
