Finance Focus – August

Finance Focus – August

by | Aug 10, 2022 | Finance, Personal

Another month, another cash rate rise. The Reserve Bank of Australia (RBA) increased the cash rate to a six-year high of 1.85 per cent in August, prompting some lenders to increase their variable rates by 0.5 percentage points.   Meanwhile, nationally home values...
Finance Focus – July

Finance Focus – July

by | Jul 14, 2022 | Finance, Personal, Uncategorized

For the third month in a row, the Reserve Bank of Australia (RBA) increased the cash rate in July to 1.35 per cent. Several lenders moved swiftly, passing on the latest RBA cash rate increase to borrowers. Meanwhile, property prices in some markets continue to fall....
Is your credit report healthy?

Is your credit report healthy?

by | Jul 1, 2022 | Finance, Personal, Uncategorized

One of the things lenders take into consideration when assessing your ability to repay a loan is your credit report. As part of the loan application process, they’ll assess your financial history, including any previous credit applications you’ve made and any payments...
Should you refinance now?

Should you refinance now?

by | May 3, 2022 | Personal, Uncategorized

With millions of Australian homeowners likely to be slugged with higher mortgage repayments due to the cash rate hikes, there’s one question on everyone’s lips. Is now a good time to refinance? While it depends largely on your individual situation and goals, there are...